Tag Archives: mortgage

Mortgage – Make Principal Payments, or Larger Retirement Contributions?

Nick Livers, Attorney at Hyden, Miron and Foster and friend-of-the-firm (check out his blog,) asks a great question: Great post, Abigail. [9 Year Mortgage – Some More Mortgage Payoff Thoughts, -ed.] I have acquaintances that ask me about this from time … Continue reading

Posted in Ask an Advisor, Credit | Tagged , , ,

I Think I Just Got Trolled By a Bank

So, I’m not going to name names here, but the other day I heard a radio spot for a local Little Rock bank.  The radio ad is meant to encourage listeners to refinance their homes with the local bank.  Here’s … Continue reading

Posted in Credit, Current Events, Economy | Tagged , , , , ,

Not Everyone Should Own a Home, and That’s OK.

There comes a time in every adult’s life when the urge to buy a home comes along.  Maybe friends are buying their first houses, or your elders are telling you how important it is to build up equity, or maybe … Continue reading

Posted in Credit, Real Estate | Tagged ,

Get Your Financial Concern On

I stumbled across a couple Dateline NBC programs on YouTube that you may be interested in.  The first is about credit card debt and the second is about mortgage fraud.  I don’t really have time to blog today, so I … Continue reading

Posted in Credit, Current Events, Real Estate | Tagged , , ,

Living Mortgage Free – Honestly

What is it about mortgages that attracts such throngs of scammy, bad ideas?  I just had the displeasure of cruising through the underbelly of a website that purports to sell you the secrets of shedding your mortgage.*  The site is … Continue reading

Posted in Banking, Credit | Tagged , , , , ,

I Make My Own Bi-Weekly Mortages At Home

I’ve been on a mortgage kick, lately, and something in the post about customizing your mortgage jogged my memory.  Have you ever heard of the bi-weekly mortgage?  If you have, it was probably introduced to you in a breathless and … Continue reading

Posted in Credit, Financial Planning, Handy Ideas | Tagged , ,

Trick To Make a Flexible, Customized Mortgage

Alright, I enjoy a good, 30 year fixed rate mortgage as much as anybody.  But, what if you want to have a shorter mortgage to hit a goal?  Let’s say that you wanted to have your home paid off in … Continue reading

Posted in Credit, Financial Planning | Tagged , , ,

To All Those Playing “The Mortgage Form” Game At Home…

You’ve been playing along in the Consumer Financial Protection Bureau‘s Know Before You Owe program, right?  Well, I’m on their email list, and I got an important message from the CFPB for all those who participated in choosing the forms: … Continue reading

Posted in Banking, Credit, Current Events, Documents | Tagged , , ,

Can You Pick The Best Loan?

I’ve been participating in the “Know Before You Owe” program at the Consumer Financial Protection Bureau for quite some time.  It looks like they’ve gotten to nearly a final draft of mortgage disclosure forms, and they need our help to … Continue reading

Posted in Banking, Credit, Current Events, Documents | Tagged , , ,

The Surprising Frailty of the Middle Class

Here’s a great lecture by Elizabeth Warren at University of California Berkley called “The Coming Collapse of the Middle Class: Higher Risks, Lower Rewards, and a Shrinking Safety Net”  It’s a little less than an hour long, but it is … Continue reading

Posted in Financial Planning | Tagged , , , ,

Know Before You Owe – Weigh In Now!

Alright, we’ve been following along as the Consumer Financial Protection Bureau has been working on improving the mortgage disclosure forms.  They’ve received over 18,000 comments, and are in the final rounds of developing the forms.  This is your opportunity to … Continue reading

Posted in Banking, Credit, Current Events, Documents | Tagged , ,

Finally, Distressed Homeowner Relief!

Neighborhood Assistance Corporation of America (NACA) has been featured on American Public Media’s Marketplace.  Take a moment to go look at what they’re doing to help distressed homeowners save their homes by adjusting the terms of their loans.  It’s jaw-dropping … Continue reading

Posted in Banking, Current Events | Tagged , , , , ,

Before You Go And Buy Your First House…

… Consider This: You will now be a homeowner.  That means you can paint the walls without having a landlord grouse at you.  That also means that if anything breaks, you’re on the hook.  Here’s a brief list of areas … Continue reading

Posted in Credit, Financial Planning, Investments, Spending | Tagged , , , ,

Good Citizenship Opportunity!

That’s right, there’s another excellent opportunity to have your voice heard in government!  The Consumer Financial Protection Bureau has just released its next round of forms for your perusal and comment.  Take a moment to make your federal government regulation … Continue reading

Posted in Banking, Credit, Current Events, Documents | Tagged , , ,