Tag Archives: lifestyle

Smart Phone Savings Trick, Part 2

In my previous post, Wade asks: “Coincidentally I’m looking into this topic as well these days. I’m trying to figure out what the downsides are for the Walmart / Straight Talk system that provides data plans for about 1/2 the … Continue reading

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Smart Phone Savings Trick

So, my current smart phone is getting ready to give up the ghost.  The camera’s broken, and it won’t turn on without a battery pull.  Plus, it’s a BlackBerry, which means that it will probably brick* itself soon.  That means … Continue reading

Posted in Thrift | Tagged , , , | 1 Comment

Core v. Peripheral Employment

Just the other night, I was talking with a friend from UALR’s MBA program about a new job he just started.  He was really excited about moving from a position that wasn’t really what he wanted to do; to a … Continue reading

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Savings Rate Increasing, But I Don’t Think It’s High Enough

According to Reuters, the U.S. savings rate has increased to 3.8%.  That’s nice,* but I’d like to see it higher.  Here’s why. It’s a well-known trope that financial planners love it when people save money.  Usually, when you hear standard … Continue reading

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The Ultimate Guide To Saving Money

Do you want to save money but don’t know where to start?  Do you get confused by all the different and conflicting advice on saving money?  Never fear, in one short post I will show you how to save money.  … Continue reading

Posted in Banking, Financial Planning, Income, Spending | Tagged , ,

The iPad2 Effect – Lifestyle Inflation In Action

Hooray, I won an iPad2 the other weekend!  Alright!  Three things resulted from this: Celebration:  Yay!  I am so happy! Gloating:  Neener, neener, you didn’t win an iPad2. Lifestyle Inflation:  I could now spend buckets of money if I’m not … Continue reading

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The Surprising Frailty of the Middle Class

Here’s a great lecture by Elizabeth Warren at University of California Berkley called “The Coming Collapse of the Middle Class: Higher Risks, Lower Rewards, and a Shrinking Safety Net”  It’s a little less than an hour long, but it is … Continue reading

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What Do You Want Your Lifestyle Over Your Life Cycle to Be?

Have you ever thought about what you want your lifestyle to look like over your lifetime?  We all want our lifestyle to rocket upward in our imaginations, but, realistically, what do you plan your spending to look like?  What if … Continue reading

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One Disposable Razor Per Year?

How frugal is too frugal?  The inimitable Clark Howard, host of the aptly named Clark Howard Show,* which is about saving more, spending less, and how not to get ripped off, has pushed the envelope on just how frugal a … Continue reading

Posted in Handy Ideas, Spending | Tagged , , , , , ,

The Secret History of the Credit Card

Here’s an oldie but a goodie!  Presented by Frontline through PBS (the same snappy reporting squad that brought you “The Madoff Affair“), “Secret History of the Credit Card” is a fascinating foray into the industry America loves to hate.  Pay … Continue reading

Posted in Banking, Credit | Tagged , , , ,

Living Large by Sarah Z. Wexler

It seems that, from time to time, I run in to a certain kind of book.  It’s a book that reads like it was created to get the author paid.  “Living Large” reads like that type of book. A series … Continue reading

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