Tag Archives: conscious spending

A (Funny) Honest University Commercial – EveRy University

I like a point this skit makes, that University can only get you a diploma 1) if you do the work and 2) if you pay for it. Universities aren’t an automatic ticket to a job, which seems to be … Continue reading

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Retire on $75 per Day? Ask Cindy About Little Rock

That’s what U.S. News and World Report did when they voted Little Rock one of the 10  best places to retire on $75 per day. According to the article, “Retirees who rent pay a median of $627 monthly to live … Continue reading

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What is the biggest way people waste money? (/r/AskReddit)

Reddit is an enormous, influential website which is truly a vast panorama of human experience.*  Today, a user asked “What is the biggest way people waste money?”  I think these are some of the best answers:** “Something I’m guilty of: … Continue reading

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Smart Phone Savings Trick, Part 2

In my previous post, Wade asks: “Coincidentally I’m looking into this topic as well these days. I’m trying to figure out what the downsides are for the Walmart / Straight Talk system that provides data plans for about 1/2 the … Continue reading

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Smart Phone Savings Trick

So, my current smart phone is getting ready to give up the ghost.  The camera’s broken, and it won’t turn on without a battery pull.  Plus, it’s a BlackBerry, which means that it will probably brick* itself soon.  That means … Continue reading

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Furnish Your Home Cheaply

Do you have the same problem I have – more apartment than stuff?  Do you want to fill it with somewhat inexpensive things of reasonable quality?  Are you disinclined to be squeamish about using a dead person’s stuff?* Then maybe … Continue reading

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Collecting as an Investment – Some Thoughts

Lots of us have collections.  Something catches our fancy, and we get the “bug.”  Collecting is a fun and rewarding hobby, but it can get out of hand in a flash.  Here are a few thoughts on managing a collection, … Continue reading

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What Does The Lottery Really Cost?

I’ve met more than one person, in my time, who has a lotto habit.  Now, I’m not going to knock playing the lottery every once in a while, since it’s cheap thrills; but I do want to show what it … Continue reading

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Balancing Stuff and Happiness

Here’s a brief, clever lecture from the TED series about the relationship between stuff and happiness.  I love the modular apartment design!  I also like the message of prioritizing your stuff.

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This Is Why I Don’t Buy Coach Purses

… (among other reasons.) So, have you ever seen someone strutting around with an expensive handbag, yet dressed in cheap clothing and getting into a junky car?  Please tell me I’m not the only one who’s noticed this. Perhaps it’s … Continue reading

Posted in Credit, Spending | Tagged , , , , | 1 Comment

Savings Spree Friday!

Friday’s here so let’s do something fun this weekend – let’s have a savings spree!  Instead of shopping for entertainment this weekend, find activities that are both free (or very low-cost) and fun.  Do something active and bragworthy, and let … Continue reading

Posted in Goodies, Spending | Tagged , ,

Personal Finance Book Selection Tips

There are a lot of personal finance books out there, but how do you find a good one in a sea of tripe?  Allow me to share a few of my selection techniques with you. Is the book itself ugly?  … Continue reading

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My #1 Trick for Overcoming Frugal Fatigue

Earlier this spring “frugal fatigue” was in vogue.  What is frugal fatigue?  Just like it sounds, it’s when people who are accustomed to a higher standard of living become tired of denying themselves purchases they ordinarily would’ve made.  These poor … Continue reading

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Great Clothes at a Fair Price: Women’s Suits

I have the good fortune to have been raised by my mother who is tremendously knowledgeable about clothing.  How knowledgeable?  She can make clothing from her own drawings.  That’s skill.  I thought I’d pass along some of the clothes shopping … Continue reading

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What Do You Want Your Lifestyle Over Your Life Cycle to Be?

Have you ever thought about what you want your lifestyle to look like over your lifetime?  We all want our lifestyle to rocket upward in our imaginations, but, realistically, what do you plan your spending to look like?  What if … Continue reading

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