Category Archives: Income

Core v. Peripheral Employment

Just the other night, I was talking with a friend from UALR’s MBA program about a new job he just started.  He was really excited about moving from a position that wasn’t really what he wanted to do; to a … Continue reading

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Saving In A 401(k) May Be “Cheaper” Than You Think

If you have a 401(k) at work,* you could be able to save money in your 401(k) while only reducing your paycheck by a fraction of your savings.  Most people mistakenly think that, if they have money taken out of … Continue reading

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A Moment of Perspective

“The use of money is all the advantage there is in having it.” – Benjamin Franklin It’s easy, when you concentrate on measuring, acquiring, and protecting money to forget that it’s a medium of exchange.  The only value money has … Continue reading

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Looking for a Job Isn’t a Full Time Job – But Self-Promotion Is

Good news!  Unemployment has dropped to a three-year low of 8.3%.  That means the economy’s all better now, right?  Right? As it turns out, there are still some folks out there languishing in unemployment.  Since there simply aren’t enough jobs … Continue reading

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How Are You Doing At Converting Income To Wealth?

So, this last weekend, for fun, I added up all the income I’ve earned in my entire life.  Yeah, you heard me: fun.  It’s pretty easy if you have copies of all your tax returns.  If you don’t have your … Continue reading

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Fumbling Your Career Before You Even Start

I’ve found a gaping hole in career advising that happens at career advising offices at universities, and hobbles students careers before they get them started. First, let’s take a look at your typical university career center’s menu of services: Resume … Continue reading

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The Vice of “Making Do”

Show of hands:  who here thinks of “making do” as a good thing?  Now I can’t see through the computer, but I’m pretty sure that you’ve got a warm spot in your heart for “making do.”  It’s quintessentially American and has … Continue reading

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The Ultimate Guide To Saving Money

Do you want to save money but don’t know where to start?  Do you get confused by all the different and conflicting advice on saving money?  Never fear, in one short post I will show you how to save money.  … Continue reading

Posted in Banking, Financial Planning, Income, Spending | Tagged , ,

Overcoming Job Loss Risk

There is no such thing as a safe job.  No such thing.  So please, please don’t count on your paycheck.  Instead count on your ability to get another job.  There’s your job security — the ability to rustle up more income … Continue reading

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Escape the Bleak Road

In the last post, It’s a Bleak Road At Retirement If You Make Less Than Average Wages, we looked at odds of a successful retirement in relation to income and retirement age.  It doesn’t look good for the majority of income … Continue reading

Posted in Financial Planning, Income

It’s a Bleak Road At Retirement If You Make Less Than Average Wages

The Employee Benefit Research Institute has graced us with another densely written and cripplingly depressing analysis* of the working person’s retirement outlook, and the best way I can think to describe it is: bleak. Let’s take a look at one … Continue reading

Posted in Financial Planning, Income

Tips for a High-Octane Job Search: Part 2

In the previous post, Tips for a High Octane Job Search: Part 1, we discussed how to spend less time to greater effect on your cover letter and resume.  Now we’ll take a look at the job application process. Apply … Continue reading

Posted in Income

Tips for a High-Octane Job Search: Part 1

In my previous post, I gave some suggestions for someone who just lost their job.  While developing the post, I mentioned some tips I used for finding a new job quickly, and thought I’d share them with you.  Part one … Continue reading

Posted in Income

In Case of Job Loss, Break Here

Let’s face it, one of the big risks of being a young person or recent in this economy is the risk of job loss or the inability to get a job.  As of May 2011, the Bureau of Labor Statistics … Continue reading

Posted in Financial Planning, Income, Spending

Smart and Sassy Guide to Budgeting: Part 6: Expense Problem and Troubleshooting

We’ve seen Trish A. Example tally her income and expenses, figure out her Savings to Spend requirements and see if she has an Income Problem.  Now we’re going to see if she has an Expense Problem, and what to do … Continue reading

Posted in Documents, Financial Planning, Income, Spending