Have You Thought About What Happens After You Die?

I’m not talking about what happens after you die in the spiritual/afterlife sense, but the practical sense of winding down your affairs.  Here are some points to consider:

  • Do you heirs know where you keep you keys, or have a way to access your home?
  • Do they know where you keep you important estate documents?
  • Do they know where you keep your financial information?
  • Do they know where to find your life insurance policies?
  • Do they know how to find your secret hoard of gold doubloons?  (This may be of greater concern to seafaring families.  Maps are the traditional method for guiding heirs to hidden hoards; indicate distance by “paces” and the presence of the cache by an “X.”  Extra style points go to those who use cryptography and require the use major geological features, a human skull in a tree, and a bullet as a plumb line to find the cache.)
  • Do they know that some of your possessions are valuable?  It would be awful to lose that first edition “Tom Sawyer” by Mark Twain that your Grandmother gave you to the library resale bin because you had it temporarily shelved with the your last five years of “Reader’s Digest.”
  • Do they have access to your social media accounts and email, so that they can close the accounts?
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