Monthly Archives: March 2011

Saving Money By Spending Money Isn’t Really Saving

However, marketeers* would have you think otherwise.  Just take a look at the bottom of your receipt from the grocery store some time.  It’s usually says something along the lines of “You Saved $6.78 by Shopping At Kwik-E-Mart!”.  This is … Continue reading

Posted in Spending

One Simple Economic Mistake Everyone Makes, and How You Can Avoid It

Have you ever found yourself finishing a dessert, even when you were already overfull (and you didn’t even like it that much?)  Did you ever find yourself finishing a television series, even after it had jumped the shark?*  Than you, … Continue reading

Posted in Handy Ideas

Intermission: “Advice to a Young Tradesman, Written by an Old One”

The tax return log jam is breaking up a little bit, but it’s still tearing me away from the blog.  So, here’s a little essay from Benjamin Franklin to keep you occupied.  This is both worthwhile and has stood the … Continue reading

Posted in Intermission

Past Due: The End of Easy Money and the Renewal of the American Economy

This is probably one of the most approachable, readable books about the subprime mortgage meltdown that I’ve read yet.  By Peter S. Goodman, it’s told through the narrative of the crash, and is illustrated by the stories of several everymen.  Examples … Continue reading

Posted in Reading

Retirement Confidence: the “New Normal”

The Employee Benefit Research Center has some out with a new Issue Brief that surveys Americans’ confidence in their ability to afford a comfortable retirement.*  That confidence is at an all time low, which EBRI expects to be the new … Continue reading

Posted in Financial Planning

How to Have Magical Money Superpowers

Let’s take a moment to look at the plight of Mike, commenter number 13 on the post “Equality of Flexibility” at Freakonomics. I graduated in the top 10% of my high school class. I have a master’s degree. I scored … Continue reading

Posted in Financial Planning | 1 Comment

Intermission: Tax Season Edition

Since I’m awash in tax returns, we’re going to take an intermission to take a look at a blog I enjoy called Freakonomics.  It has a weird, economic take on every-day phenomena.

Posted in Intermission

One Decision That Can Cost Ten Thousand Dollars

Have you ever thought to yourself, “I’d like to owe the IRS ten thousand dollars?”  Find out how! Let me share a conversation I had a few years ago with you.  Names and identifying details have been changed to protect me … Continue reading

Posted in Investments, Taxes

The Big Short: Inside The Doomsday Machine

Those of you who’ve read my post on the book “Too Big To Fail” by Andrew Ross Sorkin know my opinion on wordy, dull books.  I am happy to announce that this book, “The Big Short: Inside The Doomsday Machine” by … Continue reading

Posted in Reading

How To Be Poor Forever, In 7 Easy Steps

Before I moved to Little Rock to join Conger Wealth Management, I worked in Indiana as a Financial Planner.  One of the most interesting things about my job was that I got to peek inside the finances of everyday, middle … Continue reading

Posted in Credit, Financial Planning, Income, Spending

Financial Ratios: How Much Rent Can I Afford?

So, I was browsing around the library the other day, and I stumbled on a book titled “Your Money Ratios: 8 Simple Tools for Financial Security” by Charles Ferrell.  When I glanced over the book, I had to scrape my … Continue reading

Posted in Spending

Discover® Has Really Misjudged Me

   Dear Abigail C. Hollar, Only a select group receives this special 0% intro APR offer.  It’s for those who have achieved a certain level of financial success – and who expect and demand exceptional rewards, personalized account management options, … Continue reading

Posted in Credit

Intermission: Bigtime

Alright, we’re making the last big push into tax season and I’m going to be very busy with returns for the immediate future.  What that means is that updates will be short and scarce on the blog for a few weeks.  But, … Continue reading

Posted in Intermission